Sometimes mortgages can seem confusing, but Lloyds can eliminate a lot of the hassle and help you find the right option, whether it be a buying a house mortgage, first-time buyer, re-mortgaging, or buy-to-let.
Decide which mortgage you would prefer – fixed rate or tracker – and check out any special offers. Mortgage calculators are provided to help you work out your costs. The borrowing calculator gives you an idea of how much you may be able to borrow and the payments calculator shows you what your monthly payment might be.
If you do find difficulty at any stage, mortgage experts will help you complete your application. If you prefer to talk through the options at your local branch you can book an appointment. If you are with another lender you can move your mortgage to Lloyds with no upfront fees – plus £500 cash-back for eligible current account customers.