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Latest Energy Tariffs
As you SHOULD already know the energy & utilities market is volatile with some energy companies hiking there prices after posting HUGE first quarter profits. The upshot of this is that now it is more important than ever to shop …
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Do local Crime Rates Have an Impact on Mortgage Acceptance
With the current economic climate still up in question, many people are asking what will help them get accepted for a Mortgage? Or perhaps more importantly, what will hinder a mortgage application? There are many factors that the Banks will …
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Will a Good Survey Report Make it Easier to Get a Mortgage?
When you are looking to buy a property there are certain reports that need to be carried out and the Survey is one of them. Firstly, this should not be confused with the Mortgage Survey which is not an in-depth …
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Can applying for a mortgage affect your credit score?
Does My Applying For a Mortgage Affect Your Credit Rating Before applying for a mortgage, there are a number of questions that a borrower should have in mind. It is very important that these questions should be answered before submitting …
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How Important Life Insurance Is
Life insurance should be a very important part of the investment portfolio of any individual. It is intended not to create wealth but ensure financial security. Having life insurance should be a necessity for most people because it is something …
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The Death of Margaret Thatcher and Her Impact on Today’s Economy
Margaret Thatcher, the Iron Lady and the first female prime minister of Britain and among the most divisive and influential political leaders in the country died at the age of 87 on Monday, April 8 after suffering a severe stroke. …
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Negative Equity Crisis in the North of England
The governments new financial regulator has warned that as many as 630,000 families could be in negative equity. The Financial Conduct Authority has estimated that the number of people where their mortgage exceeds the value of their home is between …
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Natwest LTV Mortgages for new applicants
Good news for those people seeking mortgage deals is that NatWest Intermediary Solutions is making two of its 90 per cent LTV mortgages available to all new applicants. It is even better news in that applicants will no longer be …
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Clydesdale & Yorkshire Bank announce new 5 year fixed rate mortgages
News that Clydesdale and Yorkshire Banks have announced new low two and five year fixed rates has provided a welcome boost for those people seeking a mortgage. It means that it is now possible for those looking to move home …
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Finding the right mortgage
Faced with the prospect of taking out a mortgage most people immediately think in terms of a bank or building society. Traditionally these are the institutions to which one would turn for help in one of the most important – …
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HSBC and Yorkshire Building Society are to stop offering interest-only mortgages to new customers
The move comes ahead of new rules, which come into force in April next year, which will result in far more stringent affordability tests on borrowers applying for such loans, which which allow borrowers to raise a mortgage and only …
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Financial changes
It may seem strange that getting a mortgage is very difficult while at the same time banks are lending more money again. Strange – but true. And it has all come about because of the Bank of England’s £80 billion …
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The hidden steps to moving home
When it comes to home moves it can one of the most frustrating, worrying, stressful times of your whole life. But it need not be like that. It can even be an enjoyable experience. We have everything you need to …
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Northern rock £99 application fee re-introduced this week
Following the announcement by Northern Rock that it would be reducing its mortgage application fee from £250 to just £99 on 23rd August there has been a great deal of confusion amongst borrowers and brokers. The new fee was welcomed …
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Mortgage customers are confused about what type of product to choose
The summer has seen a number of economic reports and news stories that seem to contradict each other on a daily or weekly basis. If you are contemplating a house move, remortgage or first time buy then you will be …
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Identifying Good Mortgage Rates
If you are able to secure and identify good mortgage rates when taking out your loan then you can potentially save thousands of pounds over the life of your mortgage term. A small monthly saving of just £10 over 25years …
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