Royal Bank of Scotland

Looking for your first mortgage at RBS? Then explore their website and see out how much they can help you, either as a first-time buyer, re-mortgaging, or buying another property.

It is also worthwhile checking out their offset flexible mortgage which enables you to pay off your mortgage faster without increasing your monthly repayment. How it works is that you link your savings and current account balances to your mortgage. By doing so you could save thousands in mortgage interest and the interest you save reduces your mortgage balance.

The RBS mortgage calculator will help you find out which is the right mortgage for your particular circumstances. It will tell you how much you can borrow and what the repayments will be.

It might also pay you to take a look at the M1 New Home Scheme, backed by the Scottish government, which is aimed at helping 6,000 people buy a new-build home with as little as 5% deposit.

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